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AETNA, Canada
Gordon J. Henderson
SVP & General Counsel
AFLAC Inc.
Joey M. Loudermilk
General Counsel
ARAG Insurance Company
David A. Baker
Corporate Sec'y
Acacia Mutual Life Insurance Company
Robert-John H. Sands
SVP & General Counsel
Academy Life Insurance Company
David R. Aplington
General Counsel
Adams Life Insurance Company
Samuel Adams
President & General Counsel
Aegon USA
Craig D. Vermie
VP & Corporate Counsel
Albany Life Assurance Company
Anthony Erasmus
General Counsel
Alexander Hamilton Life Insurance Company
Deborah Shoop
Senior Counsel
Allmerica Financial
John F. Kelly
SVP & General Counsel
American Annuity Group
Mark Muething
SVP, Sec'y & General Counsel
American Employees Life Insurance Company
William K. Borland
VP & General Counsel
American Family Insurance Company
David A. Monaghan
Ass't General Counsel
American General Corp.
Jon P. Newton
Vice Chairman & General Counsel
American General Life & Accident Insurance Co.
Marcus B. Bergh, Jr.
VP & General Counsel
American General Life Insurance Company
Sandra M. Smith
Sec'y & Assoc. General Counsel
American International Group
Florence A. Davis
VP & General Counsel
American Life Insurance Company
Bruce E. Dozier
VP & General Counsel
American States Life Insurance Company
Carl L. Baker
VP & Dep. General Counel
American United Life Insurance Company
William R. Brown
Sec'y & General Counsel
Ameritas Life Insurance Corp.
Norman M. Krivosha
EVP, Sec'y & General Counsel
Amex Life Assurance Company
David N. Kane
VP, Sec'y & General Counsel
Aurora National Life Assurance Company
James J. Veach
VP & Ass't General Counsel
Baltimore Life Insurance Company
Gary C. Harriger
VP, Sec'y & General Counsel
Bankers Security Life Insurance Society
Francis A . Podlesney
AVP & Counsel
Banner Life Insurance Company
Mark A. Canter
VP, Sec'y & General Counsel
Beneficial Life Insurance Company
Ted D. Lewis
General Counsel
Boston Mutual Life Insurance Company
David W. Shuckra
VP & General Counsel
Canadian Life Assurance Company
R.W. Linden
VP & General Counsel
Capital American Life Insurance Counsel
Thomas J. Hildebrandt
Associate General Counsel
Central Benefits Mutual Insurance Company
William C. Mechling
VP-Legal Affairs
Central Life Assurance Company
James A. Smallenberger
VP, Sec'y & General Counsel
Central National Life Insurance Company
Leonard M. Fisher
SVP & General Counsel
Christian Mutual Life Insurance Company
Fred L. Potter
President & General Counsel
Chubb Life Insurance Company
Frederick H. Condon
SVP, Sec'y & General Counsel
Colonial Life & Accident Insurance Company
L. Kennedy Boggs
VP & General Counsel
Colonial Penn Life Insurance Company
Alexis M. Berg
VP, Sec'y & General Counsel
Columbian Life Insurance Company
Henry J. Rode II
General Counsel
Companion Life Insurance Company
Daniel R. Varona
Sec'y & General Counsel
Conseco
Lawrence W. Inlow
EVP & General Counsel
Crown Life Insurance Company
Robert W. Bell
VP & General Counsel
Delta Life & Annuity Company
Bettye S. Adams
SVP, Sec'y & General Counsel
Desjardins-Laurentian Life Group
Pierre Rousseau
VP
Equitable Life Assurance Society
Robert E. Garber
EVP & General Counsel
Equitable of Iowa Companies
John A. Merriman
Sec'y & General Counsel
F & G Life Insurance Company
Bruce H. Saul
VP & Group General Counsel
Family Life Insurance Company
Theodore A. Fliron
SVP & General Counsel
Farmers & Traders Life Insurance Company
John F. Luchsinger, Jr.
VP, Sec'y & General Counsel
Federated Life Insurance Company
Debra B. Aune
VP & General Counsel
Fidelity Mutual Life Insurance Company
Kenneth H. Bashoff
SVP, Sec'y & General Counsel
First Colony Life Insurance Company
William E. McCrorie
SVP, Ass't Sec'y & Counsel
First Deposit Life Insurance Company
James V. Elliott
General Counsel
Franklin Life Insurance Company
Stephen P. Horvat, Jr.,
SVP, Sec'y & General Counsel
GE Insurance Services
Ambrose JG Murphy
Counsel
General American Life Insurance Company
Robert J. Banstetter
VP, Sec'y & General Counsel
Gerber Life Insurance Company
Robert J. Lodewick, Jr.
VP & General Counsel
Globe Life & Accident Insurance Company
Gene D. Calame
EVP, Sec'y & General Counsel
Golden Rule Insurance Company
Darrell S. Richey
SVP & General Counsel
Government Personnel Mutual Life
C. Alan Ferguson
SVP, Sec'y & General Counsel
Guarantee Mutual Life Company
Richard A. Spellman
SVP, Sec'y & General Counsel
Guarantee Reserve Life Insurance Company
Daniel R. Kohn
SVP & General Counsel
Guardian Life Insurance Company
Edward K. Kane
SVP & General Counsel
Heritage Life Insurance Company
James J. Owens
SVP, Sec'y & General Counsel
Home Life Financial Assurance Corp.
Jeremiah J. Hanrahan
VP & Counsel
ICH Corporation
Charles W. Semons
V & Assoc. General Counsel
IDS Financial Services
Karl J. Breyer
SVP & General Counsel
Imperial Life Assurance Company of Canada
Robert W. Haig
VP, Sec'y & General Counsel
Independent Life & Accident Insurance Company
Guy Marvin III
SVP & General Counsel
Indianapolis Life Insurance Company
Andrew C. Emerson
VP & General Counsel
Industrial Alliance Life Insurance Company
Marie-Annick Bonneau
Legal Counsel
Insurance Corporation of BC
Linda K. Robertson
Sec'y & General Cousnel
Interstate National Corp.
Carol R. Newman
SVP, Sec'y & General Counsel
JC Penney Life Insurance Company
Larry A. Nabours
SVP, Sec'y & Counsel
Jefferson Pilot Life Insurance Company
John D. Hopkins
SVP & General Counsel
John Alden Financial Corporation
Anne Wardlow
SVP, Sec'y & General Counsel
John Hancock Mutual Life Insurance Company
Richard S. Scipione
General Counsel
Kansas City Life Insurance Company
C. John Malacarne
VP, Sec'y & General Counsel
Kentucky Home Mutual Life Insurance Company
Michael W. Lowe
General Counsel
Keyport Life Insurance Company
James J. Klopper
VP, Sec'y & Counsel
Lafayette Life Insurance Company
Thomas L. Ryan
General Counsel
Lamar Life Insurance Company
Michael A. Colliflower
VP, Sec'y & General Counsel
Liberty Corporation
Martha G. Williams
VP, Sec'y & General Counsel
Liberty National Life Insurance Company
William C. Barclift
EVP, Sec'y & General Counsel
Life & Health Insurance Co. of America
Ross D. Miller
General Counsel
Life Insurance Company of Georgia
Francis J. Mulcahy
VP, Sec'y & General Counsel
Life Insurance Company of Virginia
Linda L. Lanam
VP & Senior Counsel
Life Insurance Company of the Southwest
Susan J. Stedman
VP, Sec'y & General Counsel
Life Of Maryland
Gary C. Harriger
VP, Sec'y & General Counsel
Lincoln Benefit Life Company
Carol S. Watson
SVP & General Counsel
Lincoln National Life Insurance Company
Carl Baker
VP & Dep. General Counsel
MBL Life Assurance Corporation
Frank D. Casciano
EVP & General Counsel
MONY
Richard E. Mulroy, Jr.
SVP & General Counsel
Manhattan Life Insurance Company
Daniel J. Fisher
President & General Counsel
Manhattan National Life Insurance Company
Jack G. Brown
Counsel
Manufacturers Life Insurance Company
Michael W. Burke
Senior Counsel
Maritime Life Assurance Company
Heather M. Hannon
Sec'y & Counsel
Masachusetts Mutual Life Insurance Company
Lawrence V. Burkett, Jr.
EVP & General Counsel
Merrill Lynch Insurance Group
Barry G. Skolnick
SVP & General Counsel
Metropolitan Life Insurance Company
Richard M. Blackwell
SVP & General Counsel
Metropolitan Life Insurance-Canada
William R. Prueter
VP & Counsel
Minnesota Mutual Life Insurance Company
Dennis E. Prohofsky
VP, Sec'y & General Counsel
Modern Woodman of America
C. Ernest Beane
General Counsel
Monarch Life Insurance Company
John S. Coulton
SVP & General Counsel
Montgomery Ward Life Insurance Company
Joseph M. Conley
VP & Dep. General Counsel
Monumental Life Insurance Company
H. Stacey Boyer
VP & Div. General Counsel
Mutual Group (US)
Judith A. Langer
Associate Counsel
Mutual Life Assurance Company of Canada
J. Carl Copeland
Director, Legal Services
Mutual Protective Insurance Companies
Donald D. Peeler
VP & Assoc. General Counsel
Mutual Service Life Insurance Company
Chester A. Zinn, Jr.
VP, Sec'y & General Counsel
Mutual Trust Life Insurance Company
William K. Knudsen
SVP, Sec'y & General Counsel
Mutual of America Life
Patrick A. Burns
EVP & General Counsel
Mutual of Detroit Insurance Company
Jeffrey A. Knight
Ass't General Counsel
Mutual of Maha Insurance Company
Lawrence F. Harr
EVP & Executive Counsel
National American Insurance Company
Stephanie J. Mather
Sr. Staff Counsel
National Foundation Life
Michael D. Norris
SVP & General Counsel
National Guardian Life Ins. Co.
Douglas J. Wadsworth
VP & General Counsel
National Home Life Assurance Company
Robert L. Walker
VP & Gen. Counsel
National Life Insurance Company
Margaret K. Arthur
SVP & General Counsel
National Western Life
James P. Payne
VP & Secy
Nationwide Mutual Insurance Co.
W. Sidney Druen
SVP & General Counsel
New York Life
Alice Kane
EVP
North American Company for Life & Health Insurance
Edward D. Tiedeman
VP,Secy & Gen. Counsel
North Carolina Mutual Life Insurance Company
Albert L. Willis
Legal Counsel
North Central Life Insurance Company
Frank A. McCarthy
EVP & Gen. Counsel
North Coast Life Insurance Company
C. Robert Ogden
President & Gen. Counsel
Northwestern Mutual Life Insurance Company
John M. Bremer
SVP, Secy & Gen Counsel
Ohio National Life Insurance Company
Stuart G. Summers
SVP & Gen. Counsel
Old America Insurance Company
Gary K. Hoffman
VP & Assoc. Gen. Counsel
Pacific Mutual Life Insurance Company
David R. Carmichael
SVP & General. Counsel
Pan-American Life Insurance Company
Robert S. Forster
SVP & General. Counsel
Paul Revere Life Insurance Company
John H. Budd
SVP, Sec'y & General Counsel
Penn Mutual Life Insurance Company
Joseph J. Horvath
EVP, Secy & Gen. Counsel
Peoples Security Life Insurance Company
Betty J. Morton
General Counsel
Phoenix Home Life Mutual Insurance Company
Dona DavisYoung
EVP & General Counsel
Pierce National Life Insurance Company
Susan Cyr
Asst Secy & Counsel
Pioneer Mutual Life Insurance Company
Gregory D. Morris
VP, Secy & Gen. Counsel
Prairie States Life Insurance Company
Matthew F. McGuire
Asst Gen. Counsel
Principal Financial Group
Gregg R. Narber
SVP & Gen. Counsel
Protective Life Corporation
John K. Wright
VP, Secy & Sr.Asc Counsel
Provident Life & Accident Insurance Company
Glenn P. Felton
VP & Mng.Corp. Counsel
Provident Mutual Life Insurance Company
M. Diane Koken
VP & Gen. Counsel
Providian Corporation
Michael H. Sims
VP & Dep. Gen Counsel
Providian Direct Insurance
David R. Aplington
VP & Gen. Counsel
Providian Life & Health Insurance Company
Susan E. Martin
VP & Assoc. Gen. Counsel
Prudential Insurance Company
Henry CF Kugler
SVP & Gen. Counsel
Reliable Life Insurance Company
Ralph L. Grossmann
Secy & Gen. Counsel
Reliance Standard Life Insurance Company
Chad W. Coulter
VP, Secy & Gen. Counsel
Reserve National Insurance Company
Kyle D. Conrad
Asst Gen. Counsel
Royal Maccabees Life Insurance Company
Michael A. McGrath
SVP, Sec'y & General Counsel
Rural Security Life Insurance Company
Eric K. Graf
Ass't Sec'y & General Counsel
STATE FARM
William A. Montgomery
VP & General Counsel
Safeco Life Insurance Company
Keith D. Lakey
Counsel
Savings Bank Life Insurance Fund
Theodore P. Manno
SVP, Sec'y & General Counsel
Secura Life Insurance Company
Robert D. Bauman
VP, Sec'y & General Counsel
Security Benefit Life Insurance Company
Roger K. Viola
SVP, Sec'y & General Counsel
Security Connecticut Life Insurance Company
David J. Cohen
VP, Sec'y & General Counsel
Security Mutual Life Insurance Company of NY
F. David Mistretta
SVP, Sec'y & General Counsel
Shenandoah Life Insurance Company
John C. Peace
VP & General Counsel
Southern Farm Bureau Life Insurance Company
Charles E. Sentell
SVP & General Counsel
Southwestern Financial Corp.
Daniel B. Gail
EVP, Sec'y & General Counsel
Standard Life & Accident Insurance Company
R. Frazier Farley
Sec'y & Counsel
SunAmerica
Susan L. Harris
SVP, Sec'y & General Counsel
Surety Life Insurance Company
Carol S. Watson
SVP & General Counsel
TIAA/CREF
Peter C. Clapman
SVP & Chief Counsel
TMG Life Insurance Company
Melody RJ Jensen
Ass't General Counsel
The Hartford
Michael S. Wilder
SVP & General Counsel
The New England
Harold J. Wilson
SVP & General Counsel
Time Insurance Company
Alan M. Harrington
SVP & General Counsel
Transamerica Corporation
Shirley H. Buccieri
SVP, Sec'y & General Counsel
Travelers Group
Charles O. Prince
SVP, Sec'y & General Counsel
Trustmark Insurance Company
Frank G. Gramm
SVP, Sec'y & General Counsel
UNUM Corporation
Kevin J. Tierney
SVP, Sec'y & General Counsel
USLIFE Corporation
Wesley E. Forte
EVP & General Counsel
USLIFE Credit Life Insurance Company
James S. Valentine
SVP & General Counsel
Unigard Security Insurance Company
James R. Woolston
Ass't. General Counsel
Union Central Life Insurance Company
David F. Westerbeck
SVP, Sec'y & General Counsel
Union Labor Life Insurance Company
Joseph A. Carabillo
VP & Chief Legal Officer
United Family Life Insurance Company
Colin Braybrooks
SVP & General Counsel
United Fidelity Life Insurance Company
Glenn L. Joppa
VP & Senior Counsel
United Presidential Life Insurance Company
Frank P. Huse
SVP, Sec'y & General Counsel
United Services Life Companies
Francis A . Podlesney
AVP & Counsel
Variable Annuity Life Insurance Company
William A. Wilson
VP & General Counsel
WM Life Company
Brian F. Kreger
VP, Sec'y & General Counsel
Washington National Insurance Company
Thomas Pontarelli
EVP-Law & Administration
Washington National Life of NY
Henry J. Rode II
General Counsel
Western & Southern Life Insurance Company
Donald J. Wuebbling
VP & General Counsel
Woodmen of the World Life Society
Mark D. Theisen
VP & General Counsel
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